Category Archives: Nancy Puder

Time to Pick Up the Pace?

Nancy PuderOn The Market
By Nancy Puder

Are you a first time home-buyer or perhaps you want to re-enter the real estate market after renting the past few years?  Whatever your situation is,  it may be time to pick up the pace and take steps to move your plan along.
Most homes on the Central Coast have returned to “pre-bubble”  value.  As the job market becomes stronger and mortgage guidelines become more reasonable, more buying opportunities are available to those seeking homeownership.  This increase in demand will continue to push home prices upward. Continue reading Time to Pick Up the Pace?

Mortgage Credit Guidelines Easier

Nancy PuderOn The Market
By Nancy Puder

Mortgage credit availability increased in March, according to the Mortgage Credit Availability Index (MCAI) a  report issued by the Mortgage Bankers Association (MBA) which analyzes critical data generated by the mortgage industry.
This latest report indicates that the Mortgage Credit Availability Index increased in March by 2.3 percent showing yet another move forward in the healing of the housing market.  The loosening of mortgage credit guidelines is welcome news because more realistic guidelines are needed to bring into balance the “over-corrected” mortgage rules which emerged as a result of the crash of the mortgage market. Continue reading Mortgage Credit Guidelines Easier

Top 3 Things That Turn Sellers Off

Nancy PuderOn The Market
By Nancy Puder

Buying a home is an emotional decision which is later rationalized by the parties concerned.  Sometimes a buyer can self-sabotage when caught up in the transaction.  Here are some ways that buyers might turn-off a seller.

1.  Unjustified low-ball offer –
The market has turned around and is up! The days of low-ball offers being accepted are behind us.  Buyers should ask themselves why someone would give their house away when someone else may and probably will be willing to pay market price? Continue reading Top 3 Things That Turn Sellers Off

5 Tips to Improve Your Home For Less Than $500

Nancy PuderOn The Market
By Nancy Puder

Spending a lot of money to improve your home is not always feasible.  Homeowners often find a challenge to put money aside for that anticipated remodel because «life» continually gets in the way.
Here are some things, however, that will make your home more lovely and also help you to possibly save more towards the big remodel you hope to do someday. Continue reading 5 Tips to Improve Your Home For Less Than $500

8-Week Moving Checklist

Nancy PuderOn The Market
By Nancy Puder

Here is a great «moving checklist» which will help you plan your move step-by-step beginning 2 months ahead.  Ready?  Let the count down begin.  Important tip:  Schedule regular intervals to relax.  It will all get done.

Eight weeks
If you are using a professional moving company, research moving companies with the Better Business Bureau and get recommendations from friends and family who have recently moved
Talk to your insurance agent about extra insurance coverage you may need for your move. Ask prospective moving companies what insurance is included and check your homeowners’ policy to see what it covers.
If you are moving to a new area, research banks, doctors, and schools. Gather all the proper paperwork you need to set up new accounts.
Moving is less of a chore when you break down the tasks into weekly to-do lists. Keep this list on your refrigerator.  It will help you feel calm and more in control. Continue reading 8-Week Moving Checklist